A SPECIALTY FINANCE COMPANY FINDING CREATIVE SOLUTIONS FOR RESIDENTIAL AND COMMERCIAL BORROWING NEEDS.
Discover creative solutions for all your residential and commercial borrowing needs with EBG Mortgage, your trusted specialty finance partner.
Simplify your mortgage loan process
And enjoy world class service by hiring one of the best mortgage companies. Call or email today for details!
Innovative Financing Solutions
At EBG Mortgage, we specialize in crafting innovative financing solutions tailored to meet your unique residential and commercial borrowing needs. Our creative approach ensures that you receive the most effective financial strategies to support your goals.
Expertise and Experience
With a team of seasoned financial experts, EBG Mortgage brings a wealth of experience to the table. Our deep industry knowledge allows us to navigate complex financial landscapes, providing you with reliable guidance and support throughout the borrowing process.
Personalized Customer Service
We prioritize our clients by offering personalized customer service that goes above and beyond. At EBG Mortgage, we are committed to understanding your specific needs and delivering a seamless, supportive experience from start to finish.
FOCUS ON SERVICE
EBG Mortgage provides a unique and compelling value proposition to Realtors in the Florida region. Our philosophy is that of communication and efficiency governed by a fundamental understanding of Realtor’s urgent needs to quickly financially qualify buyers and close transactions smoothly.
EBG’s vast product set which spans traditional products geared for “A” paper borrowers to foreign national programs to bank statement programs, maximizes a Realtor’s chance of a sale by providing a solution for almost any potential borrower at competitive pricing.
EBG Mortgage serves modern home buyers in the Florida market in a sophisticated,
professional, detail oriented, and technologically savvy manner
Financing for Investors in Residential Real Estate
If you are fixing and flipping homes, pulling money out of an investment property, or purchasing and holding an income-producing property, we can accommodate your needs. EBG’s team has a vast skill set and a history of structuring and arranging residential deals of all types.
Financing for Investors in Commercial Real Estate
EBG Commercial specializes in helping you fund your investments in multi-family developments, office, retail, mixed-use, hotel/motel, restaurants, churches, land, industrial, and special purpose. We can provide liquidity for short-term flips and long-term commercial financing.
Financing for Investors in Other Hard Assets and Equipment
Our team provides financing solutions for specialty assets such as airplanes, private and commercial marine vessels, and oilfield services equipment, including both onshore and offshore rigs. In addition, Range Commercial has deep experience and capabilities in capital solutions for esoteric assets such as tax credits and other receivable financings.
Conventional Fannie Mae and Freddie Mac Loans
• Down payment: 3% minimum
• LTV: Up to 97% on purchases up to 85% on cash out refinance
• Amortization: 30, 20, 15, 10 years
• Type: Fixed and ARM available
• Doc Type: Full doc
• Max Loan Size: $484,350 single family (higher for 2 – 4 units)
• FICO score: 620 and up with DU approval
• Transaction types: Purchase , Refinance, Cash Out
FHA Loans
• Down payment: 3.5% minimum
• LTV: Up to 96.5% on purchases and up to 85% on cash-out refinance
• Amortization: 30, 20, 15 years
• Type: Fixed and ARM available
• Doc Type: Full doc
• Max Loan Size: $314,827 single family (Pinellas County, FL higher
for 2 – 4 units)
• FICO score: 580 and up with DU approval, 500 and up with a minimum 10% down payment
• Transaction types: Purchase, Refinance, Cash Out
VA Loans
• Down payment: 0.0% minimum
• LTV: Up to 100% on purchases up to 90% on cash out refinance
• Amortization: 30, 20, 15 years
• Type: Fixed and ARM available
• Doc Type: Full doc
• Max Loan Size: $484,350 single family (higher for 2 – 4 units)
• FICO score: No minimum
• Transaction types: Purchase, Refinance, Cash Out
Jumbo Loans
• Down payment: 5% minimum
• LTV: Up to 95% on purchases and up to 75% on cash-out refinance
• Amortization: 30, 20, 15, 10 years
• Type: Fixed and ARM available
• Doc Type: Full doc
• Min Loan Size: $484,350 single family (higher for 2 – 4 units)
• FICO score: 680 and up with DU approval
• Transaction types: Purchase, Refinance, Cash Out
Bank Statement Loans
• Down payment: 10% minimum
• LTV: Up to 90% on purchases and up to 60% on cash-out refinance
• Amortization: 30, 20, 15 years
• Type: Fixed and ARM available
• Doc Type: Bank Statement 12 or 24 month
• Max Loan Size: 2.5 million single family
• FICO score: 620
• Transaction types: Purchase, Refinance, Cash Out
Ultra Prime Extended Jumbo
• Down payment: 20% minimum
• LTV: Up to 80% on purchases and up to 60% on cash-out refinance
• Amortization: 30 years
• Type: Fixed and ARM available
• Doc Type: Full doc (from home country)
• Min Loan Size $:484,350 Max Loan Size: $726,000 single family
• FICO score: 740+
• Transaction types: Purchase, Refinance, Cash Out
• Program enables ultra prime borrowers to receive conventional pricing on Jumbo sized loans up to $726,000
ITIN Loans
• Down payment: 5% minimum
• LTV: Up to 95% on purchases and up to 75% on cash-out refinance
• Amortization: 30, 20, 15, 10 years
• Type: Fixed and ARM available
• Doc Type: Full doc
• Min Loan Size: $484,350 single family (higher for 2 – 4 units)
• FICO score: 680 and up with DU approval
• Transaction types: Purchase, Refinance, Cash Out
Foreign Nationals
• Down payment: 20% minimum
• LTV: Up to 80% on purchases and up to 60% on cash-out refinance
• Amortization: 30 years
• Type: Fixed and ARM available
• Doc Type: Full doc (from home country)
• Max Loan Size: $2.5 million single-family
• FICO score: N/A
• Transaction types: Purchase, Refinance, Cash Out
.jpeg?width=300&height=300&name=Gemini_Generated_Image_nwdmfonwdmfonwdm%20(1).jpeg "Gemini_Generated_Image_nwdmfonwdmfonwdm (1)")
DSCR (Debt Service Coverage Ratio)
• Down payment: 20% minimum
• LTV up to 80% on Purchase and Refinance Rate/Term and Cash Out
• Amortization 30 years
• Type: Fixed and ARM available
• No income No taxes No employment verification No Debt to income
• Loan amounts up to 2,000,000
• Transaction Types: Purchase, Refinance Rate/Term, and Refinance Cash-Out
Testimonials
See what people are saying
Working with EBG Mortgage was a game-changer for my business. Their team went above and beyond to tailor a financing solution that perfectly fit my investment needs. The process was fast, seamless, and their expertise in the industry is unmatched. Highly recommend!
As a first-time homebuyer, I was overwhelmed by the mortgage process, but EBG Mortgage turned it into a stress-free experience. They provided creative solutions and guided me every step of the way, ensuring I got the best deal possible. I couldn't be happier with their service!
EBG Mortgage truly understands the unique needs of its clients. They offered us innovative financing options that other lenders couldn't match, helping my principals secure their dream properties. Their personalized approach and dedication to finding the best solutions are truly commendable.
Our Company
EBG Mortgage is a leading specialty finance company dedicated to providing innovative and tailored borrowing solutions for both residential and commercial clients. Our expertise lies in crafting unique financial strategies that meet the diverse needs of our clientele, ensuring that each solution is as distinctive as the borrower it serves. We pride ourselves on our ability to navigate complex financial landscapes and deliver results that exceed expectations. EBG Mortgage stands out with its commitment to personalized service, offering a seamless and supportive experience from start to finish. Our team of seasoned professionals is passionate about empowering clients to achieve their financial goals through creative and flexible financing options. At EBG Mortgage, we believe in building long-term relationships based on trust, transparency, and success.
Sign up to stay in the loop about the latest updates